Monday, April 13, 2009

Wanting It Bad

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We all want it. "It" is many different things to different people. "It" could be freedom from the cubicle. "It" could be no more living paycheck-to-paycheck or getting yourself out of debt. Maybe your "it" is having more time for your family. But do you really want it?? How badly?

We all want things. If we could just push a button to get the things we want, we would all run out of room. Obviously, things aren't that simple. First we need to determine which things we want. Since that list would likely be long, we also need to prioritize. Which things do we need or want most immediately? Which things would have the greatest positive impact in our lives now and in the long run?

OK. We've narrowed our list down to the key couple of things that really mean something to us. So how bad do you want it? What are you willing to do to make your dreams come true? Focus on your top priority "it" for a second. What are you willing to do to today and each day until you've reached your goal?

Often, the difference between those with dreams and those who are living their dreams is the intense, burning desire to make it happen. Wishes without action are just that - wishes. If you want something bad enough, roll up your sleeves, remove all obstacles and let nothing stand in your way. Using laser intensity, do whatever needs to be done to move your dream forward.

Working too hard/too many hours to work on change? Consider how you could possibly find one hour each week to keep pushing the ball down the field. No money to start that dream project you've always wanted to do? What have you done today to find the money you need. It only takes a small indication of success to ignite your spirit. Once you feel a little momentum, the excitement of actually acheiving your dream starts to grow. Focus enough thought and effort on making your dream come true and you will discover that burning desire.

Do you just want "it" or have you chosen to make "it" happen?

Monday, April 6, 2009

No Excuses, No Limits

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Although an education is no guarantee of success, developing a greater understanding of topics relevant to your goals can be a huge step in the right direction. Recently, access to courses at some of the finest colleges and universities have been made available to the public, free of charge. You will not get college credit for the courses and access to the professors is not offered. Aside from those limitations, you can experience and benefit from courses currently offered at institutions like Yale and MIT, at no cost to you.

If you feel like you have been limited in your growth at work, taking a few of these courses may give you a needed knowledge boost. If you are starting a new business, but feel that your understanding of current marketing methods is lacking, a couple of courses could get you up to speed. For someone who is considering a change in their field, dipping your toes in the water might help you decide which field is right for you.

Remember that if we stop growing, we are effectively losing ground to those still learning around us.

"I'm too busy and need my income. I can't take time out to go back to school." - With online/distance learning, your time is flexible. Take courses at your own pace and when your time is free.

"I can barely cover my bills now. How can I afford tuition?" - With these free offerings, from high-quality educational institutions, you can't afford to pass up an education.

Stop the excuses, remove the limits. The only one slowing you down is you. Grow. Thrive. Prosper.


Below are links to some resources for free online courses:

Brigham Young University
Capilano College (Canada)
Carnegie Mellon University
Glasgow University (UK)
Johns Hopkins Bloomberg School of Public Health
Massachusetts Institute of Technology 1,800 courses
Open University (UK)
Stanford University - iTunes U
Tufts University
United Nations University
Universidad Nacional De Colombia (Columbia/Spanish)
University of California, Berkeley
University of California, Irvine
University of Massachusetts, Boston
University of Notre Dame
University of Southern Queensland (Australia)
Utah Valley State College
Utah State University
University of Washington
Yale University

Additionally, below is a link to a range of sample courses:
Online Education Database

Your success is in your hands. You can do it. Nobody is going to do it for you.

See you in school!

Sunday, April 5, 2009

Perseverance

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"Press on:
Nothing in the world can take the place of perseverance.
Talent will not; nothing is more common than unsuccessful men with talent.
Genius will not; unrewarded genius is almost a proverb.
Education will not; the world is full of educated derelicts.
Persistence and determination alone are omnipotent.
Press on!"
- Calvin Coolidge

Never give up. No one can take away your will to succeed. If you believe in something, stay with it.

When you are thrown a roadblock, look around - there is always a way over, around or through that obstacle.

Thomas Edison was known as one of the most prolific inventors of all time. His harnessing of electricity and invention of the light bulb did not come without setbacks. When asked about his failed attempts at the light bulb he stated, "I have not failed. I've just found 10,000 ways that won't work." Additionally he optimistically viewed his perseverance. "I am not discouraged, because every wrong attempt discarded is another step forward." Edison understood that his perseverance was imperative to much success: "Many of life's failures are men who did not realize how close they were to success when they gave up."

If you have a dream, focus on that dream. Picture yourself living at the end of that dream. Find the path you want and never give up. You eventually will find your success.

Press on!

Saturday, April 4, 2009

We've Moved!

As evidence of my ADHD mind, I present to you the following:

I have decided that after three weeks of learning about blogging, how to use and fine-tune Blogger and developing a writing flow, the next step was obvious! Time to start over!

I have made the switch to Wordpress. A number of nagging issues came to a head when one Twitter friend was having difficulty subscribing to the feed. I will continue to update both sites for the next few weeks, then I will discontinue the updating of Blogger.

In business, as well as in life, you have to believe in what you are doing. Staying on a particular course, because it is easier than correcting, is a sure path to mediocrity.

There will be some minor changes in the coming days. My intention is to keep it simple, clean and focused on the content. Please update your bookmarks, links, subscriptions, etc. to Base Camp: Home here.

Thanks for all of the encouraging support!

Wednesday, April 1, 2009

Urgent vs. Important

They sound similar, but are they? Do you know what the difference is between urgent and important? I know you probably do. When was the last time you gave those two concepts thought when looking at a laundry list of things to get done?

Urgent could be defined as "compelling immediate action or attention".
Important has one definition as "of great significance, value, or consequence".

The telephone ringing could be considered urgent, but it may or may not be important. Completing a school or work project is probably important, but may or may not be urgent.

Having addressed those suttle differences, we can apply those labels to the things that need to be done in our lives. Some things are not urgent, nor are they important. Others have varying degrees of those two labels or characteristics.

With time management, we try to focus first on those things that are both important and urgent. Anyone out there still working on their taxes? How about those deadlines for college applications?

Next we make sure that we allow time for working towards those things that are important, but not urgent. Maybe we need to make some headway on that budget we keep putting off or planning our goals for the next year or two and monitoring our progress. Setting aside time to be with family can fit here. Maintenance projects that tend to sneak up on us could be considered important, but not urgent.

As time allows, we can look at those things that are urgent, but not important. Some phone calls or e-mail could be considered urgent, but not important. Your friends just called with plans to go away for the weekend tomorrow? Definitely urgent, but important? That's for you to decide.

Lastly, we have the things in life that are not urgent and they are not important. In this area we look to minimize any time spent at all. Junk mail goes here. Solitaire anyone? Try to eliminate the time wasters in your day that do not help you or your situation. You'd be surprised how much time this will free up in your life.

I am not suggesting that your life must be a perfect model of efficiency. Steering your time towards the things that will have an impact on your life, while making sure we don't ignore those things off on the horizon, will make for a more successful, satisfying life.

Next time something gets dropped in your lap, ask yourself "Is this Urgent? Is this Important?" Then decide when it will get done, if ever.

When you are all done, meet me by the pool. I'll be doing something that's not urgent and not important. But that's okay sometimes too.

Monday, March 30, 2009

Getting More Than You Bargain For

We all like to get our money's worth. Sometimes we get even more and it's not always all good. One area that this idea stands out is with food.

Over the years, my wife and I became very accustomed to eating out and using convenience foods. "Time is more valuable than money", as I used to convince myself. We would pay "small" premiums so as to save time spent cooking and cleaning up after meals. "Who has time to make a sandwich when I'm working so many hours?" The excuses start to catch up to you.

As we are trying to make a dollar last longer, we have looked more critically at the choices we make. Now we are eating out very infrequently and coming up with cheaper, healthier, more enjoyable alternatives.

On one business trip, I was sitting in a chain restaurant deciding what to have for dinner. As I was watching what I eat, I was thrilled to see a heart icon next to several dishes. Wonderful! A "heart-healthy" meal! I narrow down my choices to one great sounding dish, then look at the dietary details. To my horror I read the following: "Sodium - 1200mg". Just great. So I won't have high cholesterol, but I will die the death of a slug on the sidewalk.

I once was prescribed a treatment by a doctor that had me taking in 900mg of sodium. At least that had a skull and crossbones and a very clear warning that if I didn't drink a whole bathtub of water I would surely perish.

I read the details of every dish. I'm convinced they were trying to shorten their waiting list by killing off their customers. They must have had a commission deal with the funeral home next door.

Since then, I have become fanatical on reading labels at restaurants, when available, and on processed food packaging. Read enough of this stuff and you find one common thread. The food service industry, generally does not care about your health, as long as they can produce a food product that has a look, feel, taste and smell that will sell more product than their competitors, at less of a cost.

Let's say it again - most food purveyors are not ultimately concerned about your health.

To add insult to injury, I'm paying a premium for all this convenience??

Let's end this with a couple of quick comparisons:

- A meal out for my family of four, will cost between $40 and $120. For $40, I could buy four 1-1/2" filet mignon steaks, salad, fresh vegetable and a decent bottle of wine. Hmmm - that sticky table at T.G.I. Fridays or home?

- Coldcuts/sandwich meats at every supermarket or deli by us are going for $9-$10 a pound. For around $2 a pound we can buy fresh turkey breast, or roast beef, cook it and slice it, then freeze small portions for sandwiches over the coming weeks. For years, we were paying 5 times the cost, so that we could get the extra benefits of convenience, extra sodium, preservatives, artificial flavorings, artificial colorings and texture enhancers??

Nobody is going to be your advocate except you. Take the time to realize what you are buying. Make healthier, more cost effective decisions. Your life, and how you live it, are riding on it. An additional benefit to all of this is that we are teaching our children to live better, healthier lives, with less.

Thursday, March 26, 2009

Are You Paying for Your Neighbors Groceries?

We all have different tolerances to, or thresholds for, accepting pain. Financially, this presents itself in different ways. One way you might see evidence of this is in gas prices. Gas prices go up and one individual will drive across town to save a few cents per gallon, while another will decide it's time to buy a new Hummer. Marketers are well aware of this and design their pricing strategies towards getting the most from each type of customer.

A company will develop their product's marketing plan with the expectation that some people will buy the product at full price, while others will buy the product only once discounted or on sale. Marketers use incentives such as rebate programs and coupons to entice these prospective customers to buy. These incentives are an easy way for a product manufacturer to get the higher profit from full price sales without losing sales to those who feel the product is too expensive. This strategy is used with every product from Cheerios to Chevy's.

It's wonderful if you can afford the luxury of paying full price, but why would you? If I asked you to pay more for the groceries in your cart so that the person behind you could pay less for the same products, would you do it? If you are not using available coupons for any given product, that's exactly what you are doing. You are subsidizing someone else's weekly groceries. If that’s your intention, kudos to you – very noble.

By using coupons you will minimize this subsidy. Of course you are probably weighing the benefit of saving a few dollars with the time spent "couponing". We typically spend about 20 minutes a week collecting coupons and planning our purchases to take advantage of the available manufacturer and store coupons. That 20 minutes of effort produces a savings of around $20.

Let's do the math:

• $20 divided by 20 minutes equals $1 per minute. That would also equal $60 per hour.

• To have $60 per hour to spend, we would need to earn around $80 per hour, before taxes.

• This indicates that the benefit of couponing, by our estimates equals earning roughly $80 an hour.

So for those of you who are making more than $80 an hour, stop reading, throw out your coupon wallet and get back to work instead. For the rest of us, this could be pretty sweet. Watch your newspaper for your local supermarkets' circulars. Search coupon websites online. Once you get in the routine of couponing, you'll wonder why you had been paying full price all along.

Below is a list of resources for finding coupons online.

• Use the Coupon Search Engine, at left - Enter the name of a product you use to find online coupons for that product

Some of the sites below require free registration:

• CouponMom.com – Grocery and dining coupons, sample and free trial offers and e-mail alerts for products you use

• WowCoupons.com – Grocery, dining and travel coupons, as well as rebates

• CoolSavings.com – Grocery and retail coupons

• RetailMeNot.com – Retail store coupons and online discount codes

• Coupons.com – Grocery and retail coupons

This is not intended to be an exhaustive list. There are thousands of sites available. Likewise, this is not an endorsement of any of these particular sites. Please use the above resources as a starting point to see which services are most beneficial to you.


Happy couponing!